The Plutus Mobile Application enables a user to make contactless Bitcoin payments at any merchant with a Near Field Communication (NFC) enabled checkout terminal. This is the most practical way to pay with Bitcoin,because the payment process consists only of holding a mobile device above the merchants NFC reader. As a result,Bitcoin payments are eff effectively accepted by proxy at over 32 million brick and mortar merchants around the world. The primary purpose of Plutus is to provide incentive for,and enable,the practical day to-day usage of Bitcoin; ultimately accelerating mass-consumer adoption.