OneSafe – Global Crypto Banking for Web3 Startups
Chris Shei is the founder and CEO of OneSafe, a financial technology company that partners with crypto-friendly banks to provide banking services for web3 startups.
PEGA Pool Review: How This Blockchain Project is Set to Change the Face of Green Crypto
The environmental impact of Bitcoin mining remains unacceptably high for many potential investors. To counter this concern PEGA Pool allows BTC miners to offset their carbon emissions as they go.
CEO of LYOPAY Luiz Góes on the Cover of IB Magazine
Luiz Góes is the CEO of LYOPAY - a company building the tools to deliver on its vision of a world where cryptocurrencies are used as our primary money.
Nebeus App Adds Fiat Accounts, Payments & Cards With Modulr Partnership
European cryptocurrency app Nebeus has partnered with embedded payments platform Modulr to augment its offering with accounts, real-time payments and Visa cards.
YIELD – Bridging FinTech and DeFi
Tim Frost is the CEO of YIELD App. The YIELD mission is to provide anyone with access to the best investment opportunities, regardless of their financial or technical knowledge. The YIELD platform is a bridge between FinTech and DeFi.
Is DeFi the fintech revolution we’ve been waiting for?
In the last decade, Fintech has created financial products and services for a tech-savvy generation disgruntled with legacy banking. But has anything really changed? Is decentralized finance (DeFi) the real fintech revolution?
Goldman Sachs turns focus to crypto, blockchain and tokenization
The global financial services landscape is evolving rapidly. To maintain an edge, firms are increasingly looking at blockchain. Now, Wall Street giant Goldman Sachs is researching the tokenization of assets as part of its innovation strategy.
London may overtake San Francisco as global FinTech hub
A new report published by global recruitment firm Robert Walters has revealed that London is rivalling San Francisco in high-value FinTech startup activity. If current trends continue, the report suggests that London may soon be home to more FinTech unicorns than San Francisco.
Women in Fintech: No gender gap at blockchain success story
Sphere Identity CEO Katherine Noall talks about pioneering new technology and the opportunities for all in the blockchain sector.
Opinion: Why tech firms will be regulated like banks in the future
Is it any wonder that technology firms are under the microscope when they are the least regulated industry in the world? According to Bank of America, technology is the least regulated industry sector with just 27,000 regulations, versus 215,000 for manufacturing.
Blockchain’s Post-Trade Credibility Problem
There has been much talk of how blockchain technology can improve mainstream financial markets. That cuts both ways. In particular, blockchain purports to fix post-trade, yet the crypto market itself fails miserably at it.
The FinTech outlook for 2018
I usually start the new year by making some predictions, but so many others have been writing about 2018 trends that I’m not going to. There are four big things for 2018 from a FinTech viewpoint that are obvious to me, however
Why bankers only see horses and technologists are creating cars
I was at a large bank’s wealth management conference recently, where the CEO was being quizzed about various areas including a lot about technology and FinTech. He made several statements that I noted with interest: “Roboadvisory services improves our speed-to-market and human productivity, but does not replace humans. In particular, I can see that artificial intelligence (AI) and machine learning makes it far easier for us to comply with and implement regulations and deal with regulatory change in the back office.”
A global currency is coming, whether you like it or not
Continuing yesterday’s discussions about a big bank’s conference, I was intrigued at how often the subject of cryptocurrencies and bitcoin came up. But there again, it’s a topical thing at the moment with the price of bitcoins surging past the $4,000 mark and Goldman Sachs going against JP Morgan, and saying that they might even trade in it. The conversation at this particular large bank’s meeting went along the lines of bitcoin being a broken model, it’s a bubble and you should definitely not invest in it. The reason for not investing is based upon two major factors.
Capture a tailwind on future fintech
Fintech continues to dominate the conversation in financial services. But fintech is merely a tool. And like any tool, it is only as effective as the skillset of the craftsman who wields it. In the case of these new technologies, the industry’s ability to capture the greatest benefit of this tailwind rests largely on having highly educated and experienced people leading the innovation revolution.
Fintech and Financial Services: Initial Considerations
A new wave of technological innovations, often called âfintech, â is accelerating change in the financial sector. What impact might fintech have on financial services, and how should regulation respond? This paper sets out an economic framework for thinking through the channels by which fintech might provide solutions that respond to consumer needs for trust, security, privacy, and better services, change the competitive landscape, and affect regulation. It combines a broad discussion of trends across financial services with a focus on cross-border payments and especially the impact of distributed ledger technology. Overall, the paper finds that boundaries among different types of service providers are blurring; barriers to entry are changing; and improvements in cross-border payments are likely. It argues that regulatory authorities need to balance carefully efficiency and stability trade-offs in the face of rapid changes, and ensure that trust is maintained in an evolving financial system. It also highlights the importance of international cooperation.