Experts say Scotland should adopt blockchain technology, or risk losing tens of thousands of jobs and hundreds of millions in earnings
The Strathclyde Business School Centre for Financial Regulation (SBS) recently issued a [warning](https://www.strath.ac.uk/whystrathclyde/mediacentre/thefutureoffintechunderthemicroscope/) that Scotland’s financial sector needs to accelerate its adoption of technology to avoid a future banking crisis.
ScotPound – digital money for the common good
This report outlines the creation of a new national digital currency, ScotPound , and free-at-point-of-use payment system, ScotPay, for Scotland. Our proposals draw on over two decades of research into top-down reform of existing national currency systems and bottom-up local and complementary currencies.